Capital Gains Calculator
Estimate tax on your stock and mutual fund profits.
Equity rules from FY 2024-25: STCG 20%, LTCG 12.5% above ₹1.25 lakh yearly exemption. Approximate — verify with a CA.
How it works
Subtract buy value from sell value to get your gain. Held for a year or less, equity gains are taxed at 20%. Held longer, they are taxed at 12.5% on gains above ₹1.25 lakh per year. Cess is included in the estimate.
Example
Bought shares for ₹5 lakh, sold for ₹8 lakh after 2 years: gain is ₹3 lakh, ₹1.25 lakh is exempt, and tax is about ₹21,875.
FAQs
What counts as long term for equity?
Holding listed shares or equity mutual funds for more than 12 months. Anything less is short term.
What is the ₹1.25 lakh exemption?
Every year, your first ₹1.25 lakh of long-term equity gains is tax-free. Only the gains above it are taxed at 12.5%.
Are debt funds taxed the same way?
No — debt fund rules differ (taxed at your slab rate in most cases now). This calculator covers equity only.