Sukanya Samriddhi Calculator
Sukanya Samriddhi maturity for your daughter.
- Deposits₹22.5 L
- Interest₹49.32 L
Deposits for 15 years, maturity after 21 years. Fully EEE (tax-free). Rate is revised quarterly by the government.
How it works
You deposit every year for 15 years; the money keeps compounding until the account matures after 21 years. Deposits, interest and maturity are all tax-free.
Example
Depositing ₹1.5 lakh/year at 8.2% gives about ₹71.8 lakh tax-free when the account matures after 21 years.
FAQs
Who can open an SSY account?
A parent or guardian for a girl child below age 10. One account per girl, maximum two accounts per family (twins/triplets excepted).
Can money be withdrawn early?
Partial withdrawal up to 50% is allowed for the girl's higher education after age 18. Premature closure is allowed only in specific hardship cases.
Is SSY better than PPF?
SSY usually pays a higher rate than PPF and is also EEE — but it is only for the girl child and locks money for 21 years.